Are You Accredited? Most People Never Find Out.

There’s a federal designation called accredited investor. It decides, largely on net worth, which investments and strategies you’re even allowed to see — regardless of how hard you’ve worked or how well you understand money.

A great many families qualify and have simply never been told. If you do, an entire category of income and growth strategies opens up. If you don’t yet, there are usually steps that get you there.

A Question Worth Asking

Are You Accredited? Most People Never Find Out.

A great many families qualify and have simply never been told. If you do, an entire category of income and growth strategies opens up. If you don’t yet, there are usually steps that get you there.

Why it Matters

Create Resiliency
Beyond the Traditional.

In today’s environment, having options besides public stocks, bonds and mutual
funds may reduce the risk in most portfolios.

Diversification

Return streams that don't all depend on the same market moving up.

Reduced volatility

Assets that aren't repriced by headlines every single trading day.

Reliable income

Contractual or rental cash flow, rather than selling shares to spend.

Your wealth doesn't exist in one account or one investment strategy. The answer may be hiding across several different areas of your financial life.

Do you trust the markets to take care of your future?

Large institutional funds — pensions and university endowments — have always held a meaningful portion of their portfolios outside traditional investments, because of their longer horizons and lower correlation to the stock market. That same playbook, sized for a household, is what we call the Creative Capital Household Endowment Model (CCHEM™).

Alternatives beyond stocks and bonds can be a powerful tool to increase potential returns.

What Opens Up

A Handful of
Alternative Examples.

Private REITs

Income-producing real estate owned outside the stock market. Exposure to a hard asset, with income and growth potential that isn't priced by daily market sentiment.

Direct Participating Programs

Pooled, non-traded ventures in real estate or energy over a three-to-five year horizon, giving partial ownership of an operating business with cash flow and tax characteristics.

Delaware Statutory Trusts (DST)

Own a slice of an institutional property. Used in a 1031 exchange, gains stay deferred and the landlord role goes away entirely.

Private Placements

Capital raised from a small number of selected investors rather than the open market — often more complex securities, offered only to those who can weigh the risk.

Private Preferred Stock

Issued by listed REITs raising capital. Higher current income, insulation from the stock market and a shorter hold, senior to common stock.

Not sure where to start?

Start Here

DISCLAIMER: There are risks associated with investing in real estate and Delaware Statutory Trust (DST) properties including, but not limited to, loss of entire investment principal, declining market values, tenant vacancies and illiquidity. Potential cash flows/returns/appreciation are not guaranteed and could be lower than anticipated. DST 1031 properties are only available to accredited investors (generally described as having a net worth of over $1 million dollars exclusive of primary residence) and accredited entities only. If you are unsure if you are an accredited investor and/or an accredited entity please verify with your CPA and Attorney. The information herein has been prepared for educational purposes only and does not constitute an offer to purchase or sell securitized real estate investments. Because investors situations and objectives vary this information is not intended to indicate suitability for any particular investor. This material is not to be interpreted as tax or legal advice. Please speak with your own tax and legal advisers for advice/guidance regarding your particular situation.

Is Your Wealth

Working in Harmony?

You've spent years building wealth to create something extraordinary — freedom, security, experiences, opportunity for your family — but when one piece is out of tune, it can affect everything else.

Taxes can quietly erode growth. Too much risk can threaten what you've built. Too little risk can limit what your wealth could become. Idle capital can create drag. Missed opportunities can compound over time.

Check My Wealth Health

Seven questions. About two minutes. No account statements, no
tax returns, no balances — and completely confidential.

If Your Wealth Exists to Do All of That, How Do You Know It’s Positioned to?

You don’t need to assume something is wrong. You need a way to know where to look.

The Wealth Health Check™ looks for warning signs across tax drag, growth, investment opportunity, risk, liquidity, preservation, legacy and long-term trajectory. It takes about two minutes, and it costs nothing.

Check for Warning Signs

Milestone Assessment Process™

Diagnosis Before Implementation.

MAP is Creative Capital's comprehensive financial diagnostic. It examines your household's full financial picture to identify potential risks, inefficiencies and opportunities — and to determine what deserves attention first.

Flat Investment

$3,500

A stand-alone diagnostic engagement. No asset requirement, no obligation to continue.

Start MAP

01 Assess

Gather and organize the household picture.

02 Diagnose

Identify potential risks, gaps and opportunities.

03 Prioritize

Determine what deserves attention first.

Your Alternative for Alternative Investments®

Independent, and Paid Only by You.

No products to push. No accounts to move. Just people who know your family.

Creative Capital Wealth Management Group is an independent, retainer-based wealth management firm serving high-net-worth retirees and entrepreneurs — with no assets required to work together.

Because our engagements are retainer-based, our advice is not contingent on moving your accounts. That is precisely what makes an honest conversation — and an objective diagnostic — possible.

Creative Capital's perspective on wealth strategy has been featured in national financial media, including Forbes, Kiplinger and The Wall Street Journal.